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Your lender will offer you the phrases and costs of one's loan, APR, repayment phrases, and expenditures ahead of the execution of your loan documents. APRs and repayment conditions provided by lenders might range depending on distinct requirements. Representative APRs range between 5.ninety nine% to 32.ninety nine%. Loans repayment time period: least 6 months, optimum 72 months APR is predicated on the level of your loan, price of the loan, term in the loan, repayment amounts, and timing of payments and payoff.